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Life Insurance
A Universal Life Policy is
designed to meet a variety of your current and future Life insurance and
cash accumulation needs, from mortgage protection to retirement
planning. Because of its unique flexibility, you can readily adjust your
coverage as your circumstances change.
A Universal Life Policy can provide:
- Tax-deferred cash accumulation
- Lifetime security for you and your family
- Flexible premiums
- Flexible Benefits
Lifetime security for you and your family
A Universal Life Policy is designed to meet your changing needs during
an entire lifetime. This simple, comprehensive, flexible policy can serve
your insurance and cash accumulation needs throughout all your years.
Flexible premiums
Unlike most insurance programs, with a Universal Life Policy you
decide when-and how much- to pay toward your insurance program, within
broad limits. Your coverage continues as long as the policy has
sufficient cash accumulation to pay the cost of insurance (including
fees and insurance charges.) Your first premium payment will start your
policy and establish its Accumulation Account. The account (minus
initial charges) immediately begins earning at a competitive current
interest rate. While the current rate is not guaranteed, the account is
guaranteed to earn at a minimum percentage rate. After your Accumulation
Account is set up, the cost of insurance is deducted from the account
each month automatically!
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